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Monthly Archives: April 2020

Where your Mortgage works for YOU!

Understanding Mortgages & Property Investments Investing is an exciting process. But if you’re not familiar with certain investment terminology, it can turn into a confusing one. Put an end to that confusion with this handy Mortgage Definitions listing. At Investors Mortgage, we do our best to ensure that your loan application process is a stress-free […]

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Auction Rules

Part A – Auction The Property is offered for sale by public auction, subject to the vendor’s reserve price. The Rules for the conduct of the auction will be as set out in Schedule 1 to the Sale of Land Regulations 2005 or any rules prescribed by regulation or replace those Rules, which Rules are […]

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Lender’s Mortgage Insurance or Risk Fee

Depending on your lender’s requirements, Lenders Mortgage Insurance allows client to borrow up to 95% of the purchase price, with a lower deposit than is usually required. Traditionally, lenders require borrowers to have at least a 20% deposit. However by using Lenders Mortgage Insurance, lenders are able to offer lower deposit home loans. Lenders Mortgage Insurance […]

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Loan to value ratio

LVR = (Loan Amount/Property Value) x 100 LVR stands for Loan to Value Ratio and is the proportion of money client borrows for a home loancompared to the value of the property. It is used to assess the ‘risk factor’ of the clients; and lenders will calculate client’s LVR before deciding whether to approve the […]

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